Destination Travel Group — One Word: Flexible
Destination Travel Group specializes in travel medical insurance with flexible plan structures and competitive pricing. It is a strong option for short- to mid-term travel needs.
Why People Choose Destination Travel Group
Wide plan selection: Coverage options are easy to match with trip purpose and duration.
Cost-effective pricing: Strong value for short-term protection.
Straightforward policies: Simple wording and easy-to-understand coverage terms.
Best For
Visitors to Canada, short-term stays, budget-conscious travelers, and those seeking simple coverage.
Destination: Canada Visitors Plan – Overview
The Destination: Canada Visitors Plan provides comprehensive medical and travel protection for visitors to Canada, including newly landed immigrants, migrant workers, and returning Canadians. It is designed to offer peace of mind in the event of unexpected medical emergencies while travelling in Canada.
This plan is underwritten by Zurich Insurance Company Ltd. (Canadian Branch) and managed by Destination: Travel Group Inc.
Key Coverage Highlights
Available to travellers 15 days old and above
Coverage period up to 365 days
Waiting period may apply if insurance is purchased after departure
Pre-existing conditions must meet stability requirements based on age
Deductibles may apply (as selected at purchase)
Coverage applies to emergency situations only
Emergency hospital and medical care up to the sum insured selected
Physician services, diagnostic tests, and emergency outpatient treatment
Ground, air, or sea ambulance transportation (when approved)
Prescription drugs (up to a 30-day supply, maximum $1,000)
Paramedical services (physiotherapy, chiropractor, etc.) up to $500 per practitioner
Follow-up medical visits related to an emergency (up to $3,000)
Accidental dental injury: up to $3,000
Emergency dental pain relief: up to $500
Accidental Death & Dismemberment (AD&D): up to $150,000
Flight accident coverage: up to $50,000
Coverage for exposure and disappearance resulting from an accident
Transportation of a family member or friend to your bedside (up to $3,000)
Attendant care for dependent children or disabled companions (up to $500)
Meals, accommodation, and essential expenses during hospitalization (up to $150/day, max $1,500)
Emergency return home transportation (up to $3,000)
Return of remains in the event of death (up to $10,000)
Emergency coverage is included for side trips outside Canada, provided:
At least 51% of the trip is spent in Canada
The side trip is not to your country of origin
Zurich Assistance available 24/7 worldwide
Medical referrals, hospital coordination, and emergency repatriation
Virtual medical consultations when appropriate
Important: Zurich Assistance must be contacted within 24 hours of hospital admission to avoid reduced benefits
Disclaimer
This summary is provided for general information only and does not replace the full policy wording. Coverage is subject to eligibility requirements, exclusions, limitations, and terms as outlined in the official Destination: Canada Visitors Plan policy.
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