Manulife Visitors to Canada Travel Insurance
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Manulife — One Word: Solid
Manulife is one of the most established and reliable insurance providers in Canada. If your priority is a smooth claims process, stable coverage, and minimal complications, Manulife is one of the strongest choices in the market.
What Makes It Strong
Comprehensive medical coverage: One of the few providers that clearly includes MRI and advanced imaging.
Follow-up care included: Follow-up treatments are covered as long as a doctor confirms they are medically necessary, until the condition stabilizes.
Trusted brand reputation: Comparable to choosing a mature, well-developed system with clear processes and fewer disputes.
Best For
People who want reliability, ongoing treatment coverage, complex medical support, and a top-tier insurance brand.
Manulife Visitors to Canada Travel Insurance – Overview
Manulife Visitors to Canada Travel Insurance provides essential medical and travel protection for visitors, new immigrants, workers, and Super Visa holders while staying in Canada. The plan helps cover unexpected medical emergencies, hospital stays, and related expenses during your visit.
Key Coverage Highlights
Visitors to Canada
Super Visa parents and grandparents
New immigrants waiting for provincial health coverage
Foreign workers and international residents without government health insurance
Coverage for unexpected medical emergencies that occur after the policy start date
Hospital stays (semi-private room when available)
Physician services, diagnostic tests, and emergency outpatient care
Ground ambulance transportation
Prescription medications required for emergency treatment
Emergency dental treatment:
Up to $300 for pain relief
Up to $4,000 for accidental dental injury
Paramedical services (physiotherapy, chiropractor, acupuncture, etc.) up to plan limits
Medical evacuation and return to home country when medically required
Emergency air ambulance if medically necessary
Follow-up care until the emergency ends
24/7 worldwide Assistance Centre
Coordination of medical care and hospital billing
Medical referrals and evacuation arrangements
Telemedicine access (Maple virtual doctor service, where available)
Assistance must be contacted within 24 hours of hospitalization to avoid reduced benefits
Extra hotel, meals, and transportation expenses during a medical emergency
Return airfare for:
The insured person
A travel companion
Dependent children under care
Expenses to bring a family member or friend to the bedside in serious cases
Childcare assistance if the insured is hospitalized
Coverage for preparation and return of remains or cremation in the event of death
Travel Accident Insurance
Lump-sum benefit for accidental death or loss of limb or sight
Optional Trip Interruption Insurance
Reimbursement for unused travel costs or additional expenses if the trip is interrupted due to a covered emergency
Includes illness, injury, or death of the insured or immediate family members
Coverage duration: up to 365 days
Age eligibility generally from 30 days to 85 years (age limits vary by coverage amount)
Pre-existing conditions are subject to stability requirements (180 days)
A 48-hour waiting period may apply if insurance is purchased after arrival in Canada
Deductible options available
Coverage is secondary to any other insurance plans
Certain high-risk activities, non-emergency care, and known medical conditions are excluded
Disclaimer
This summary is provided for informational purposes only and does not replace the full policy wording. Coverage is subject to eligibility requirements, exclusions, limitations, and terms outlined in the official Manulife Visitors to Canada Travel Insurance policy.